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Preparing for your Social Security Disability HearingPreparing for your Social Security Disability Hearing

February 11, 2024February 11, 2024 adminadmin 0 Comment 12:00 am

Marken Law Group,PS,has helped hundreds obtain Social Security Disability benefits. We have helped people from the initial stages,filing appeals,and representation in front of administrative law judges and federal court. Call today for a free consultation.

If you have been denied a second time,at reconsideration,you have hopefully not given up and have appealed your second denial to have a hearing in front of an administrative law judge. There is hope yet for your claim. You can expect to wait anywhere from 6 months to well over a year after you file your request for a hearing before you actually get in front of a judge. There is a lot of time to prepare. If you still do not have an attorney,it is not too late. Attorneys will make sure your file and ALL medical records are up to date. If you do not have an attorney,this is YOUR responsibility. The judge will typically not allow you a continuance to obtain additional records as you have had two years (roughly) to prepare your case.

It is YOUR responsibility to ensure your work history,function report,and disability report are in your file. If you have an attorney they will have ensured,hopefully,your record is complete.

You should attempt to get your medical doctors to advocate on your behalf either by treating source statements (which any attorney practicing Social Security will possess) or if you are not represented by having your medical doctors (or mental health providers) write letters advocating for your disability. It is important a medical doctor advocates for your disability in SPECIFIC terms with objective findings.

Know your judge. When you are given a Social Security Disability administrative law judge,it will be closer to your hearing date. Find out their approval percentage to at least know what you are getting into and see if there are specific comments from people who have been in front of your judge. Any bit of information can help. If you have an attorney,they will likely have been in front of your judge many times and can counsel you on what to look for in their questioning and how they operate their hearings. Any little bit of evidence or help at this phase could mean the difference between obtaining benefits and waiting years for a new claim or appeal to process.

Marken Law Group,PS,does not obtain a fee of ANY kind unless we get you Social Security Disability benefits. We have a focused and dedicated team who know the process and how to obtain benefits for deserving people like yourself. Call Today! No Benefits,No Fee! Click below to learn more. 

Marken Law

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How to Secure Your Retirement Money with a Gold IRAHow to Secure Your Retirement Money with a Gold IRA

January 24, 2024January 24, 2024 adminadmin 0 Comment 12:00 am

As retirement approaches,many of us grapple with the fear of outliving our retirement funds. Given the ever-changing inflation rates,fluctuating stock markets,and evolving economies,it’s hardly surprising that securing retirement savings has become a top priority. The solution that’s gaining traction? A Gold IRA.

What is a Gold IRA?

A Gold IRA is an investment vehicle that allows individuals to secure their retirement by investing in physical gold. This approach not only diversifies your investment portfolio but also acts as a robust safeguard for your future finances.

Why Choose Gold?

The answer lies in gold’s enduring value. Historically,gold has consistently outperformed other investments such as stocks and real estate,making it an excellent hedge against inflation and a reliable safe haven during economic crises.

Top Gold IRA Companies

When considering a Gold IRA,it’s crucial to choose the right company. Three top contenders in the industry are Goldco,Augusta Precious Metals,and Birch Gold Group. Known for their exceptional customer service and reliability,these companies can guide you through the process of opening a Gold IRA account.

The Process Simplified

Set Up a Self-Directed IRA: Start by setting up a self-directed IRA account with a custodian.

Rollover Existing Funds: The custodian will assist you in rolling over your existing retirement funds into your new Gold IRA account.

Invest in Gold Products: Once your account is set up,you can invest in various gold products,including coins,bars,and bullions.

Educate Yourself with a Free Wealth Protection Kit

To make well-informed decisions about your retirement planning,it’s advisable to equip yourself with the right information. A Free Gold IRA Guide,like the “Essential Guide to Financial Security,” can be an invaluable resource. This guide will help you understand the best strategies to protect your retirement wealth,ensuring a comfortable and financially stable retirement.

In Conclusion

Investing in a Gold IRA offers a straightforward,reliable,and effective way to hedge against inflation and secure your retirement funds. With the government continuing to print money,it’s more important than ever to take proactive steps to protect your financial future.

Don’t leave your retirement to chance. Order your free wealth protection kit today and take the first step towards a secure,worry-free retirement.

Check out the https://iraphysicalgold.com/ for more information.

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Revolutionizing Construction with Lok N Blok: A Sustainable, Innovative Building Block SystemRevolutionizing Construction with Lok N Blok: A Sustainable, Innovative Building Block System

October 28, 2023October 28, 2023 adminadmin 0 Comment 12:00 am

In the ever-evolving field of construction,where innovation and sustainability are paramount,Lok N Blok has emerged as a game-changing building block system. This innovative,mortar-less,interlocking solution is not only efficient but also environmentally friendly. With its unique design and composition,Lok N Blok is making waves in the construction industry.

A New Paradigm in Construction

Lok N Blok sets itself apart from traditional construction materials through its ingenious design. The core of its innovation lies in the fact that it doesn’t require mortar,and its installation is more straightforward than that of many conventional building materials. Unlike many traditional building blocks,it can be installed in fewer steps and doesn’t demand specialized equipment,saving valuable time and resources during construction projects. house building loan

Material Composition

Lok N Blok is made from a proprietary mix of materials,consisting of 49% recycled polypropylene,virgin polypropylene,and fiberglass reinforcement. Notably,it incorporates UV protection additives to prevent the material from becoming brittle under the sun’s harsh rays. This durability ensures that structures built with Lok N Blok maintain their strength and integrity over time.

Size and Interlocking Mechanism

Compared to a standard 8″x8″x16″ CMU block,Lok N Blok is more compact,measuring 12″ in length,6″ in width,and 8″ in height. This smaller size allows for easier handling during construction. What truly sets Lok N Blok apart is its interlocking mechanism. The block features tapered female dovetails on its ends and main faces,with slots measuring 0.82″ on the top and 0.53″ on the bottom. These female dovetails seamlessly accommodate tapered male dovetails from other blocks,creating secure and robust connections.

This innovative interlocking system allows for various configurations,including flat ends,corners,and openings up to 6 feet in length,all without the need for additional headers or reinforcement to maintain structural integrity. The square posts on the top surface of one block fit snugly into the square voids on the bottom surface of another,enabling easy stacking,whether directly on top of each other or offset by a quarter or half a block. No mortar or adhesive is required between the layers. Additionally,the plastic webs within the block serve multiple purposes,reducing weight,providing space for additional insulation,and allowing utilities to run vertically. The circular voids formed when the blocks stack also enable conduit and wires to run horizontally.

Quicker and Cost-Efficient Construction

One of the standout features of Lok N Blok is the speed of construction. With no need for reinforcement or concrete,Lok N Blok relies on a ⅝-inch threaded rod from the concrete slab or footer through the entire wall. At the top of the wall,a compression spring nut secures the assembly in place. This unique approach,particularly the absence of mortar,results in construction that is approximately 50% to 60% faster than traditional methods.

Exceptional Properties

Lok N Blok boasts a range of exceptional properties. It is water-resistant,chemical-resistant,UV-resistant,sound-absorbing,bacteria-resistant,and eco-friendly. Additionally,it offers a high compressive strength,is lightweight,possesses high tensile strength,and is fire-resistant. The versatility of this building block system makes it ideal for various applications.

Sustainability and Cost Considerations

While Lok N Blok offers numerous advantages,it’s important to note that,as a relatively new product,it may be more expensive than traditional construction methods at present. However,it’s crucial to consider the long-term benefits,including the reduced construction time and improved insulation,which can lead to energy savings and lower operating costs. In comparison to insulated concrete form (ICF) walls,Lok N Blok comes at a more cost-effective price,making it a strong contender in the construction industry.

In conclusion,Lok N Blok represents a significant step forward in modern construction,providing a sustainable,efficient,and innovative solution that challenges traditional building materials and methods. As technology and construction practices continue to evolve,Lok N Blok serves as a shining example of how innovation can lead to more eco-friendly,cost-effective,and faster construction processes. With its versatility and impressive array of features,Lok N Blok is poised to transform the way we build structures in the 21st century.

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The Ins and Outs of Cost-Plus Home Building ContractsThe Ins and Outs of Cost-Plus Home Building Contracts

October 3, 2023October 3, 2023 adminadmin 0 Comment 12:00 am

When embarking on the journey of building your dream home,one of the key decisions you’ll face is choosing the right type of construction contract. Among the various options,the cost-plus home building contract is gaining popularity for its transparency and flexibility. In this article,we’ll delve into what cost-plus contracts entail,their advantages,potential drawbacks,and key considerations.

Understanding Cost-Plus Contracts:

A cost-plus home building contract,also known as a cost-reimbursement contract,is an agreement between the homeowner and the builder where the builder is paid for the actual costs incurred during construction,along with an agreed-upon fee or percentage for profit and overhead. In essence,it’s like hiring a builder on a cost-plus basis,where the homeowner reimburses the builder for expenses.

Advantages of Cost-Plus Contracts:

1. Transparency: One of the most significant advantages of cost-plus contracts is transparency. Homeowners get detailed insight into every expense,including materials,labor,subcontractor fees,and other construction costs. This transparency can help build trust between the homeowner and the builder.

2. Flexibility: Cost-plus contracts are highly flexible. They allow homeowners to make changes or upgrades during the construction process without the complications often associated with fixed-price contracts. This flexibility ensures that the homeowner’s vision is met,even if it evolves over time.

3. Quality Control: Since homeowners have full visibility into the cost breakdown,they can better monitor the quality of materials and workmanship,ensuring that their home is built to their exact specifications and standards.

4. Cost Savings: In some cases,cost-plus contracts can lead to cost savings. Builders have an incentive to control costs effectively,as their profit is often a percentage of the final expenses. This can result in cost-conscious decision-making.

Potential Drawbacks of Cost-Plus Contracts:

1. Uncertainty: The primary drawback of cost-plus contracts is the potential for cost overruns. Since the homeowner is responsible for paying the actual costs,there is less predictability about the final cost of the project. Unexpected issues,such as construction delays or unforeseen structural problems,can lead to higher expenses.

2. Reliance on Trust: While transparency is a significant benefit,cost-plus contracts require a high level of trust between the homeowner and the builder. Without trust and effective communication,misunderstandings can arise,leading to disputes over costs and fees.

3. Limited Cost Control: Homeowners who are highly cost-conscious may find it challenging to control expenses in a cost-plus contract. While the builder has an incentive to control costs,the homeowner ultimately bears the financial burden of any cost increases.

Key Considerations for Cost-Plus Contracts:

1. Clearly Defined Terms: Ensure that the contract clearly defines the builder’s fee structure and how costs will be calculated,documented,and reported. Specify the method for determining the builder’s profit and overhead.

2. Regular Reporting: Establish a system for regular reporting and review of expenses. Builders should provide detailed invoices and receipts to keep homeowners informed about project costs.

3. Change Orders: Clearly outline the process for change orders in the contract. Specify how changes in the scope of work or materials will be documented,approved,and priced.

4. Dispute Resolution: Include a dispute resolution clause in the contract to address any disagreements that may arise during construction. Mediation or arbitration can be more cost-effective and less time-consuming than litigation.

5. Contingency Funds: It’s wise to include a contingency fund in your budget to account for unexpected expenses. While cost-plus contracts provide transparency,they may not prevent unforeseen issues from arising.

Is a Cost-Plus Contract Right for You?

Whether a cost-plus home building contract is right for you depends on your priorities,risk tolerance,and level of involvement in the construction process. If transparency,flexibility,and a hands-on approach are important to you,a cost-plus contract might be a suitable choice. However,if you seek more predictability and cost control,you may prefer a fixed-price contract.

In conclusion,cost-plus home building contracts offer transparency and flexibility,making them an attractive option for homeowners who want to actively participate in the construction of their dream home. However,open contracts can allow cost overruns beyond the scope of the owners ability to qualify and or afford. Most construction loans only require a fixed contract which can be much safer.

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Tampa Tech Transformation: Managed IT Tampa Leading the chargeTampa Tech Transformation: Managed IT Tampa Leading the charge

August 29, 2023August 29, 2023 adminadmin 0 Comment 12:00 am

The City’s Historical Ties with Technology

Tampa was preparing for the future of technology long before the digital sun began to shine. Rooted in its port origins and trade activities,Tampa began weaving a narrative that was destined to merge with modern tech. From the early adoption of telecommunication systems to welcoming IT giants and the innovative approaches of Managed IT Tampa in the late 20th century,Tampa had always showcased a penchant for innovation.

Managed IT Tampa: Leading the Digital Revolution

As businesses in Tampa sought to adapt to the world’s increasing digital dependencies,a new hero emerged on the horizon: Managed IT Tampa. By providing comprehensive tech solutions tailored to the city’s unique business climate,they’ve been instrumental in fueling the city’s rapid tech adoption. Whether it’s cloud computing,cybersecurity,or digital workflow solutions,Managed IT Tampa has ensured that the city remains at the forefront of technological evolution.

Deep Dive: Startups & Enterprises Benefiting From IT Services

Tampa’s diverse business scene is just as rich as its cultural heritage. FinTech startups,hospitality chains booming,and real estate moguls with decades of experience all share one thing. They’ve harnessed the power of Managed IT Tampa’s expertise to catapult their operations into the digital age. Consider the case of a local online retailer that,with Managed IT Tampa’s help,has expanded its digital footprint throughout the state. This represents a 200% increase in two years.

Tech Hurdles: Tampa’s Strategies to Overcome

The transition to a technology-centric model was not without challenges. From the initial resistance to tech adoption to grappling with cybersecurity threats,Tampa has had its share of digital dilemmas. Managed IT Tampa’s proactive approach has given businesses in the city a solid response system. By offering regular training sessions,round-the-clock support,and by crafting bespoke tech solutions,Managed IT Tampa has enabled businesses to combat tech challenges head-on.

Beyond the Horizon: Predicting Tampa’s tech future

When we look into a digital crystal ball,Tampa’s tech trajectory is nothing less than stellar. We can expect an interconnected city with smart solutions if businesses continue to work with Managed IT. Think AI-integrated public services,a surge in tech startups,and an even stronger emphasis on cybersecurity. Indeed,the future looks promising,and with Managed IT Tampa at the helm,Tampa is poised to be a shining beacon in the tech universe.

From the rhythmic waves of its beaches to the digital waves it’s making in the business world,Tampa’s transformation is a testament to its resilience,foresight,and adaptability. As the city continues to ride on the tech wave,it is clear that the best of Tampa’s transformation has yet to come.

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